Finch is Australia’s easiest way to pay and request money, split bills, create groups to share expenses, and track your social spending and budget.
Features
- Paying friends instantly and getting FREE of charge for anyone without BSBs.
- Splitting bills easily and automatically providing payment reminders and notifications.
- Creating a group and sharing group expenses.
- Showing how frequently users have visited their favorite shops and how much they have spent in the last 30 days based on their bank feed.
- Using biometric ID and bank-level security to keep the user’s account protected 24/7.
- Implement FinchPay so 3rd merchants can use Finch as their payment method.
Challenges
- Always improving the UI for the best user experience.
- Cooperating with local banks to have the ability to get the user’s bank feed.
- Presenting almost full transaction details for the user.
- Risk management for the suspected transaction or fraud cards.
Solutions
- Custom widgets and animations for iOS and Android consistency.
- Building a user multi-level verification system.
- Applying machine learning to get more information on the user’s bank transaction detail.
Business outcomes
- Winner, Best Personal Finance App 2018.
- Winner, Best Digital Wallet Fintech Australia 2018.
- Winner, Fintech Rising Star 2018.
- App of the Month in Money Magazine.