Personal finance app & online payment solutions

Finch is Australia’s easiest way to pay and request money, split bills, create groups to share expenses, and track your social spending and budget.

Features

• Paying friends instantly and getting FREE of charge for anyone without BSBs.
• Splitting bills easily and automatically providing payment reminders and notifications.
• Creating a group and sharing group expenses.
• Showing how frequently users have visited their favorite shops and how much they have spent in the last 30 days based on their bank feed.
• Using biometric ID and bank-level security to keep the user’s account protected 24/7.
• Implement FinchPay so 3rd merchants can use Finch as their payment method.

Challenges

• Always improving the UI for the best user experience.
• Cooperating with local banks to have the ability to get the user’s bank feed.
• Presenting almost full transaction details for the user.
• Risk management for the suspected transaction or fraud cards.

Solutions

• Custom widgets and animations for iOS and Android consistency.
• Building a user multi-level verification system.
• Applying machine learning to get more information on the user’s bank transaction detail.

Business outcomes

• Winner, Best Personal Finance App 2018.
• Winner, Best Digital Wallet Fintech Australia 2018.
• Winner, Fintech Rising Star 2018.
• App of the Month in Money Magazine.